How do you handle the last 6-18 month pre-retirement?
We are ready to retire in 18 months and I will hit the 1st pension milestone and have access to my 401k at the same time using rule 55. since majority of my nw are in pretax, 80% of 6.5m.
However, there has been a rumor in the company since the end of the last year: we will have a layoff at the end of this year. The department starting doing the 10% low performance from the end of the last year and a few people who already have left. Our site is affected the most unevenly around 40% low performance. I have actually look forwarded to this since I figured that this would bridge the gap between 55-59 better for me.
the situation was weird, I had the low performance rating at the beginning of the year and was mixed feeling/happy about it and thought that I could have a severance package. The problem is: I have always been a top performer and was not happy about the rating since everybody knows that the longer tenure people are the targeted group. I have been between quiet quitting and doing my job for 6 months. Not sure it was fortunate or unfortunate, they changed my rating recently since my impact has been so huge and documented this year, it definitely would result in some issues for the management if they rated me low again. And I am happy that they have to correct the wrong but kind of disappointed that I was not given a package after the most recent pm. I knew the department would go in a different direction and would really love to go out asap. I hope that the layoff will happen at the end of the year and I can take the package instead of waiting for 18 months to retire. It was just so strange right now for me: I really want to tell them to f*** and let me go but in reality, I just pretend to work normally. I am between happy and mixed feelings every day when I count the number of days that I will be gone. what is the recommendation to go through the last chapter?