Work more and full FIRE or stop early and Barista Fire
27 year old M, As the title suggests I’m contemplating moving to barista FIRE but I’m struggling with the idea of just hanging on longer and going for Full FIRE
Net Worth: 650k
160k in brokerage
50k in retirement accts
12k cash
400k in property (Rental valued at 100k fully paid off, SFH* *valued at 450k with abt 150k left on mortgage)
HHI 200k/year
Based on expenses and income flowing in, I can safely transition to Barista FIRE (I work in healthcare so salary would still be fairly high working 20-25 hours/week) within the next 5 years
However if I hold out and stay the course for another 10-12 yrs I’ll be able to full FIRE.
Just looking for advice on people who transitioned to barista and what their experiences were leaving full time work, any regrets, anyone who wish they held out for full FIRE?