u/Sad_History3860

Age 26, Rank O-2, TIS is 4yrs, AFABD was five months after commissioning so have been contributing for 3 yrs 9 mos.

I contribute 10% (plus 5% match). Plan on doing 20 years (current contract will put past 10yrs TIS). Will up to 15% personal contribution once I pin O-3. Also going to start maxing a Roth this year .

Married, no kids. Wife is also AD Officer. She contributes 10%.

Any tips or pieces of advice?