u/Sam20a1

Hi everyone,

I live with my wife and baby son. My wife is stay at home mother. I am self employed. I file yearly self assessment tax return, making 45k to 50k per year. I have done the self assessment tax return every year for the last 3 years with similar yearly income. Before that, I was not living in the UK. My wife is British. I also have 70k in my savings account here in the UK.

Right now, we live in a rental property (England). But we want to move. We have not had any problems with credit or past rental issues. We don't have any wealthy relatives who can be our guarantors.

We currently pay 2000 per month in rent. When we moved to to our current house, at that time my wife had a PAYE job. We want to move to a similar price property but different location.

Will it be difficult for us to rent a new property? Another option is for my wife to find a PAYE job, so we can qualify for future rentals. But it is not ideal because my wife would like to stay at home with the baby. My wife also has funds in her ISA but I have been told ISA does not count towards determining rental eligibility of potential tenants. Is that correct?

Thanks in advance.

Hi everyone,

I live with my wife and baby son. My wife is stay at home mother. I am self employed. I file yearly self assessment tax return, making 45k to 50k per year. I have done the self assessment tax return every year for the last 3 years with similar yearly income. Before that, I was not living in the UK. My wife is British. I also have 70k in my savings account here in the UK.

Right now, we live in a rental property ( England). But we want to move. We have not had any problems with credit or past rental issues. We don't have any wealthy relatives who can be our guarantors.

We currently pay 2000 per month in rent. When we moved to to our current house, at that time my wife had a PAYE job. We want to move to a similar price property but different location.

Will it be difficult for us to rent a new property? Another option is for my wife to find a PAYE job, so we can qualify for future rentals. But it is not ideal because my wife would like to stay at home with the baby. My wife also has funds in her ISA but I have been told ISA does not count towards determining rental eligibility of potential tenants. Is that correct?

Thanks in advance.