u/Serendipeaty

▲ 2 r/nriFIRE+1 crossposts

Seeking Expert Help for Personal Financing

I started my full-time job in the US a little over a year ago, and apart from paying off my education loans, I feel like I’ve done a pretty poor job with investing and financial planning so far. A lot of it is procrastination mixed with uncertainty around visa/immigration status, which makes me hesitant to aggressively max out things like 401(k), Roth IRA, etc.

Part of me feels unsure about locking a huge portion of my savings into US retirement accounts when there’s a decent chance I might move back to India within the next 5 years.

I’m looking to for recommendations on any financial expert on basic personal finance planning for someone in this situation. Nothing super fancy, just a simple, boring, sustainable investment template to get started.

Would appreciate any advice or experiences!

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u/Serendipeaty — 1 day ago