u/Serog777

Hello!

Started refinancing process in May for a renewal date in July which has since passed and put mortgage in open term since not everything has been finalized...

What is your experience in delays for getting refinancing approval with scotiabank?

Last update was 5 days ago " At this time, the file has been approved; however, I am waiting for it to be returned to me so that I can review any final details and share them with you"

Are these normal delays?

It has been a really disappointing experience, but perhaps my expectations are not realistic.