u/Severe_Coat_3265

Hello,

I work in the government making 94k. I was drowning in debt with credit card before i started making this money. 28k max over 3 cards, i took out a loan to consolidate but due to being undisciplined and the economy the cards are maxed again. What options do i have? I have learned my lesson and financially being responsible now. Even making more money than i was when i got in this debt, but it’s a lot to manage and still keep afloat. Honest opinion please. I’m thinking bout bankruptcy but don’t know how that will impact my job.