I made a really bad trade financially at the dealership, do I have any options?
So about a year and a half ago I bought a 2024 Nissan Kicks, I wanted a Rogue but the price of the kicks was far more affordable. A couple of weeks ago the salesman phones me up and says they want my used kicks and I could get a good deal on the 2026, I said I wasn’t really wanting to upgrade tothe same car as i’d like something bigger eventually for my growing family, he tells me the 2026 is redesigned and a little bigger and convinced me to come in a view one… well I did, it was nice but still not much of an upgrade for strollers, car seats etc…. One thing led to another and I was signing papers for a 2026 Rogue S. $336 bi weekly turned into $376 for 96 months after warranties and replacement insurance was thrown around. I thought I knew when to walk away but I got tempted by a shiny new car and made a huge mistake… I rolled about $12000 of negative equity into my loan and am now financing a rogue for $60,000.
I just want to know if there’s anything I can do in my favour, suck it up and try to pay extra when I can? Would trading down be beneficial? I just bought the car yesterday. Go easy on me I already know I’m a huge idiot and have no idea why tf I did that..
TLDR; rolled over negative equity into 2026 Nissan Rogue S. Now financing 376 for 96 Months and regretting it. Bought the car yesterday, anything I can do.