u/Significant-Bird-558

Hi everyone,

I’m working on my B.S. in Aviation Maintenance Technology at TESU. My evaluation shows 73 credits applied and 48 credits remaining.

Before I start taking courses through Sophia, Study.com, or other ACE-approved providers, I want to email my academic advisor and ask them to confirm:

Which remaining courses I can transfer through ACE.

Which courses I must take directly at TESU.

Whether my proposed 15 TESU credits will satisfy the residency requirement.

Whether the specific Sophia/Study.com courses I selected will satisfy my degree requirements.

Which approved providers I can use for Chemistry and Physics with labs.

Is it normal and appropriate to ask an academic advisor to review and approve a complete plan like this before enrolling in the courses?

I just want to avoid taking classes that TESU may not accept toward my degree.

Thanks for any advice from current or former TESU students.

Hi everyone,

I'm looking to connect with someone who wants to build a real apparel business from the ground up—not just launch another logo on a T-shirt.

A little about me:

I own a registered clothing brand in Texas.

I have a U.S. Federal EIN and the business is already established.

I have an office and manufacturing connections in Egypt.

I work directly with experienced manufacturers and a professional fashion designer who can develop original collections.

My goal is to build a premium men's casual clothing brand that delivers high quality at an affordable price.

I believe one of the biggest challenges for small clothing brands is cost.

Most startups place small orders, which means:

Higher manufacturing costs.

Higher shipping costs.

Higher customs costs.

Limited product variety.

I think there's a better approach.

Instead of several people each trying to build separate small brands, imagine building one strong premium brand together.

By combining resources, we could:

Manufacture larger production runs and negotiate better factory pricing.

Fill an entire shipping container with multiple product styles instead of paying high shipping costs for small shipments.

Spread design, branding, photography, and marketing costs across a larger collection.

Launch with a complete product line instead of only a few items.

Build a brand that customers recognize and trust.

I'm not looking for someone who simply wants to invest money.

I'm looking for a genuine business partner—someone who brings complementary skills such as:

Branding

Marketing

Shopify/E-commerce

Social media

Sales

Retail relationships

Operations

Business development

I'll focus on sourcing, manufacturing, quality control, supplier management, and production in Egypt.

My vision is to build a company that can compete with premium brands by offering excellent quality without premium prices.

If you've been thinking about starting a clothing brand but don't want to do everything alone, I'd love to have a conversation. Even if we don't end up working together, I'm always happy to exchange ideas with people who are serious about building something meaningful.

If this sounds interesting, send me a DM or leave a comment.

Let's see if we can build something bigger together.

My credit score is 683, and my annual income is $65,000. I still owe about $50,000 on my mortgage, and my home in Texas is worth around $500,000.

I’m considering applying for a $250,000 HELOC. The plan is to:

- Pay off and close my existing $150,000 HELOC

- Pay off about $100,000 in personal loans and credit card debt

Based on the post-payoff debt-to-income ratio, would I likely qualify? Has anyone been approved in a similar situation?

Looking for honest advice or lender experience.