Best time to apply for Aspire?
Any thoughts on best time to apply for a Aspire card if I intend to spend 30k and then downgrade to Surpass and want to get the anniversary FNC?
Was originally thinking December to triple dip the credits but that wouldn't leave me enough time to get the anniversary FNC and then downgrade.
Would September be the best time as that should provide enough time for the anniversary FNC to post and leave me enough time in the calendar year to downgrade to the Surpass so my spend still counts towards the FNC or am I overlooking something?