u/SpeedyJeffy

Hello, this is my first time writing here.

I am 31 years old I started investing last year in october in my TFSA and someone close to me recommended this portfolio for 30 years + horizon in the stock market: 40% VFV, 30% XIC, 20% QQC and 10% FBTC. I dca 20% of my paycheck every 2 weeks into it. I've been reading recently about VEQT... So my question is should I sell VFV and XIC and buy VEQT instead? Keep the same ratio with the others... So 70% VEQT, 20% QQC and 10% FBTC? i will not sell during a downturn, never. I take it like black friday, it is cheaper :D

Thank you :)