u/Spicynoodles0624

I am 28F, working, no solid plans for future, fear of getting laid off due to AI plus no solid skill set and I know how it is a me issue but I don’t feel is building a skill set at this point is going to help me given the AI landscape. Have been investing but not much corpus in mutual funds, I am a total spendthrift too. I want to get to saving but I don’t know if it makes sense to put more in mutual funds or put it in FDs. Reason being I am convinced our service bases economy is going to collapse. We are heavily a KPO and a service provider country. With AI I am quite sure back office culture would take a significant hit with mass layoffs. There is no innovation and no great ideas or business enough to sustain the country. Our own companies are companies like TCS and reliance that hardly pay.

Can someone please give suggestions. Thanks

Used to be very driven until Rahu MD started that took the best of me and got addicted to astrological consultations and people told me my chart isn’t great

It was just being told I won’t be able to achieve much and my chart is difficult and I lost my will to do anything. I do think I was right on track before but not anymore.

Anyone been through something similar? How did you overcome?

Wanted to do an MBA to pivot into a front end role but I don’t know if PGPPro will offer that plus I will have to fly in and out.