u/Spiritual_Tea_3366

Freelancer here with no HMO. Had a health scare recently and ang mahal talaga ng hospital bills, so I wanted to invest na sana in a prepaid HMO. Checked out iCare's plans at siya ang pinaka-affordable. Okay naman ba sila? Highly recommended siya ng friends ko.

I am a single filipina, 35 years old with an option to migrate. I have job offers in both countries. which is a better long term option? Salary in Canada is 15% higher.