Honest advice
We are in the process of buying a house - family are helping a lot with deposits. We need 50k total.
Just called a solicitor and am stressing.
Me and my partner have saved 20k gradually over the last year.
I had cash savings of 6k that I put in my account within the last couple of months.
My Mum has gifted 3k, my brother 5k - this money is also their own cash savings that they have recently deposited also within the last couple of months.
In the stress of bidding, our EA asked to send us a screenshot of our deposit money - and I asked my mum and brother to send that money into my account. Offer got accepted (yay) but I’ve spoken to a solicitor who has basically said they need 6 months proof of that money being in our accounts (which it isn’t).
My partners parents have enough money in there accounts to give us 30k - it’s been in there for more than 6 months.
Have we fucked it - I’m so stressed that this looks bad.
Are we able to just get my partners parents to gift us 30k - and me and my partner provide our ‘safe’ 20k deposit.