How did deductibles get normalized?
I don’t know, maybe I’m just frustrated, but I really don’t get how this system became normal.
Insurance costs hundreds a month, and you still pay thousands out of pocket before it really starts helping.
And even after that, there are still co-pays, denied claims, surprise charges, and out-of-network problems.
Maybe I’m just tired of trying to figure all this stuff out, but at this point it feels less like healthcare and more like disaster protection.