u/Stregen457

How did deductibles get normalized?

I don’t know, maybe I’m just frustrated, but I really don’t get how this system became normal.

Insurance costs hundreds a month, and you still pay thousands out of pocket before it really starts helping.

And even after that, there are still co-pays, denied claims, surprise charges, and out-of-network problems.

Maybe I’m just tired of trying to figure all this stuff out, but at this point it feels less like healthcare and more like disaster protection.

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u/Stregen457 — 3 days ago

Anyone here ever had a hospital bill reduced?

I’m honestly shocked how random pricing in medicine seems sometimes.

I had no idea this was even a thing, but a friend recently told me hospitals will sometimes reduce bills if you negotiate or ask for an itemized statement.

Now I’m wondering how common this actually is because most people I know just panic and pay whatever amount shows up.

Has anyone here successfully gotten a medical bill reduced? What worked for you?

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u/Stregen457 — 13 days ago