Been maxing accounts for years and I'm not sure what marriage does to them
I've been on the FIRE path for eight years, been deliberate about every financial decision I've made in that time and have built up a portfolio that finally feels like it reflects the sacrifices I've made to get here. I'm getting married next year to someone I've been with for three years and while I'm excited about it there's a question I keep circling around like what happens to the assets I built before this relationship when we get married?
I'm not talking about what we build together going forward, I'm at peace with that being joint but what I'm trying to understand is whether what I came into this relationship with is automatically at risk if things ever go sideways and what the right way to protect it is before we sign anything.
I own a brokerage account, a Roth IRA that I've been maxing for years and some taxable investments that represent the bulk of what I've built toward FI.
I've read conflicting things about how pre-marital assets are treated legally and I want to go into this with a clear picture rather than assumptions.