Приемаме, че нямате доходи от работа, но остават всички други - ренти, дивиденти, наеми + спестявания/активи. Доколкото знам това е реалния тест дали си финансово независим.
Hi guys, I'm in my late 30s living in the EU. My net worth is 1.8-2M EUR tied to 6 fully paid off apartments (earned by me) in the capital of my country. I'm probably in top 1% of my country as it's in Eastern Europe. I rent out 5 apartments for 50k EUR per year and I need 15k EUR to live the lifestyle I want thus I don't need to work. My GF adds 15k EUR thus we live off 30k per year which is above average for our country and we obviously don't pay rent. I drive a 10 years old car, go twice on a vacation abroad. It's even possible to rent out the sixth apartment and live in the countryside and increase the income to around 65k EUR if necessary.
I haven't been working for 14 months dividing my time between my country house and an apartment in the capital. I feel GREAT, pursuing my hobbies, having time for my kid.. but there's immense pressure from my parents, girlfriend and her mother for me to start.
My parents are retired, their pensions are 600 and 700 EUR per month respectively and all they talk about is lack of money, career regrets and push me very hard to start working. According to my father unemployed people by choice are scum, if I don't start working I'd become a pauper sooner or later. My mother says career should be number 1 priority in life and other things will fall into place. They say i MUST work as hard as i can and not waste my time for hobbies as if I'm 12 how serious life is etc.
My girlfriend is worried we won't have money and is always pushing me for lifestyle upgrades. Her mother is against us having a second child because I don't work and thus we won't be able to afford it.
I've explained my financial situation to them but they don't seem to care. I worked as a software developer but now it's much harder and less lucrative and I have no other skills to work a skilled job. What would you do in my place. I can provide further info if necessary.