Should I take out a personal loan for 10k or get a HELOC to help with CC debt?
My wife is not working. About 12k in CC debt. I have a decent credit score at about 700, and we have about 200k in equity in our house. We aren't drowning, and I make enough to pay bills with very little extra. But I want to consolidate our CCs and start our emergency fund.
u/Suspicious_Clock_607 — 13 days ago