My beginner portfolio
I finished my transfer from XTB to Trading 212.
The reason I moved from XTB was due to higher exchange fees and the inactivity fee that could bite me because I'm a student with no income.
I wanted to have MSCI ACWI Momentum (or some other momentum version of broad ETF) as my core but I'm very disappointed with the choice we have as european investors (that UCITS regulation really pisses me off).
That's the reason why I chose XDEM. I wasn't able to find a momentum version of broader indices (such as MSCI ACWI or FTSE All-World).
Then I chose AVWS due to MSCI World not having any small cap (if I'm not mistaken) but the TER on it is brutal imo (i know its actively managed but 0,39 % is ridiculous).
Nonetheless I consider this to be one of the best small cap value funds.
I wish we could have as low TER on ETFs as people from US.
I chose the Nasdaq 100 ETF from BNP (formerly AXA fund) for its low TER but I have no idea about its current tracking error.
I only know that the tracking error was getting better with time when I first bought it (it had ridiculous tracking difference on launch and then it got better so I bought it).
It has a short history tho so I don't know if I can attribute it to AXA/BNP.
EDIT:
I know I don't cover EM whatsoever.
That's the sacrifice the ridiculously bad choice of ETFs on UCITS market made me do.