u/Technical-Age5803

I'm 19 and from a Tier-1 city. I currently have around ₹15k sitting in my UPI account, and I don't really want to spend it on random stuff.

I'd rather use it to learn and maybe grow it a little. Are there any relatively low-risk options for someone like me? I was looking into things like IPOs, FDs, mutual funds, or anything else that could give decent returns without putting the entire amount at major risk.

I'm completely fine with slow growth and I'm not expecting to double my money overnight. Just trying to make smarter financial decisions early on. Any advice would be appreciated!