u/TheMisadventuresOfMa

Hi everyone! Hopefully quick question:

In the case of a P2P payment, do I need to explain/figure for the mismatched name since it's P2P and not an ACH? If it's a P2P payment being sent to the subject from someone that I cannot verify through their CDD/EDD as having any relationship type to them, should I call that out? This is from doing a review on this particular subject because they triggered alerts.

So pretty much about lots of P2P payments being sent to the subject (disregarding the obvious mule-like behavior). Should I be trying to verify if these P2P senders have any relationship to the subject (checking lexis nexis does not return any of these names as associates to the subject). Since it's P2P though, they could be friends, etc.