With over 30 years of track record, Interactive Investor (ii) is one of the UK's largest flat-fee investment platforms, based in Manchester and offering access to a wide range of global markets and investment products.

I personally use ii to diversify my portfolio and gain exposure to Asia-Pacific markets, including:

• Australia – Australian Securities Exchange
• Hong Kong – Hong Kong Exchange
• Singapore – Singapore Exchange

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Main Offer: 6 Months Fee-Free

If you join Interactive Investor through a referral, you can receive 6 months with no subscription fees across ii accounts.

This covers:

• Stocks & Shares ISA
• General Investment Account (GIA)
• Self-Invested Personal Pension (SIPP)

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How to qualify

(1) Join using the Referral Link: Interactive Investor referral – 6 months fee-free

(2) Open an ii account (ISA, GIA, Managed ISA, or SIPP).

(3) Fund the account with at least £5,000.

Once funded, your ii subscription fees are waived for the first 6 months.

If you open a SIPP as your first account, you also get £100 extra (but it requires a 20K deposit or transfer).

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Additional Referral Benefit

With ii Family, you can gift accounts to your family members. You simply add them to your plan and their monthly cost is zero.

Your family are free for you to add on our Plus and Premium plans.

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Optional Bonus Offers

£100 Cashback

Get £100 cashback when you switch to the ii SIPP (Self-Invested Personal Pension):

• Deposit or transfer £20,000 or more
• Receive £100 cashback
• You need to open an account by 31 August 2026. New customers only, aged 18+.
• Cashback Offer: Terms Higher portfolio transfers may qualify for larger cashback amounts.

£150 Free Trades

Get £150 of Free Trades when you open an ii ISA or Trading Account.

• These will be awarded within 5 days and need to be used by 31 December 2026.
• You need to open an account by 31 August 2026. New customers only, aged 18+.
• £100 of Trading Credits Offer: Terms

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Important Notes

• The £5,000 deposit requirement means this offer will not be suitable for everyone.
• Promotions are frequently extended or replaced with new offers, so always check the latest terms before signing up.
• The referral offer removes subscription fees across all account types, unlike cashback sites which typically apply to one account only.

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Platform Fees

Standard ii pricing will be approximately:

• Core: £5.99 per month
• Plus: £14.99 per month
• Premium: £39.99 per month

The referral offer removes these subscription fees for the first 6 months across all account types.

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Alternatively, you can sign up via TopCashback, which may offer cashback for opening an ii account. However, this usually applies to one account type only, requires a £10,000 deposit, and standard platform fees apply from day one.

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Many thanks to anyone who chooses to use my referral link.

Income Company is a peer-to-peer lending platform where you can invest in loans.

Investments come with a Buyback Obligation, and loan yields can be up to 15% per year.

I first invested through Income several years ago after discovering them on Seedrs, and I've had a good experience with the platform.

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How to get the €10 bonus

1. [**Send me a DM**](https://www.reddit.com/message/compose/?to=The_Dying_Swan&subject=Income Referral) for a referral link (they don't allow referral links to be posted publicly).

2. Complete the ID verification.

3. Deposit at least €10 by bank transfer.

4. Invest the €10 into a loan.

5. Your €10 bonus is credited 40 days after registration.

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A couple of notes:

• My deposit (via Revolut) took around 4–5 working days to arrive.

• If the bonus doesn't track automatically, let me know. Support have manually credited bonuses before and are generally very helpful.

Happy to answer any questions if you're thinking of signing up.

OakNorth are a UK bank regulated by the FCA AND FSCS protected. They have good reviews on Trustpilot, and I’ve started using them recently without any issues.

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They currently have a promotion where we can get £30 each, when you sign up with my referral and follow a few simple steps.

Many thanks if you use my link. I should reply quick.

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Here's how to get £30 each:

(1) Send me a message. I typically reply fast.

(2) Complete the Referral Form with my details.

(3) Shortly after, you will receive an email to open a savings account.

(4) Open an account (takes about 5 min.) and choose a savings account. I opted for the 95-days Notice Base Rate Tracker.

(5) Deposit £2,000 or more via bank transfer within 14 days. Money will take a few min. to arrive and you will receive an email confirmation.

(6) The free £30 each will be awarded within 60 days.

(7) Optional step: open a second savings account for the same period, again, depositing £2,000 or more, for an extra £10.

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Offer Terms

PaidViewpoint is a market research survey site which never screens you out without a cash reward once you've been invited into a survey!

• They pay cash (no points or gimmies).
• Payout (which starts after earning $15) is via PayPal or digital gift cards within 72 hours.

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You first earn $1.10 for 3-4 minutes of your time:

• 2 registrations surveys ($0.50 each)
• 1 trait survey ($0.10)

The higher your TraitScore the more money you earn. TraitScore is a system that checks for candour and consistency in your responses. To get a higher pay per survey, you can improve your TraitScore by providing:

• Honest Responses
• Thoughtful Opinions
• Consistent Answers

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You can also earn up to $25 when each friend you invite cashes out.

This is explained in their Reward Rules.

Every time your friend cashes out, you'll get 20% of every Research Survey Reward they've accumulated, which helps you earn as much as you can!

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Many thanks to anyone using my PaidViewpoint Referral Link

They offer both desktop and mobile app, and their layout / interface is clean & crisp.

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It takes only a few minutes to complete this offer and profit £4.75+ My profit was £4.83.

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Taptap Send is a money transfer service based in London. It has excellent reviews on Trustpilot.

The steps below are if you are sending the money from UK to your Belgian Wise EUR account.

However, you can also sign up from the EU, USA, UAE, Canada, or Australia, and send to the UK. If you do, then the minimum transfer amounts may be different so please read the Taptap Send Referral Terms.

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Here’s how:

(1) Download the app from the Apple Store or Google Play.

(2) Register. Start a transfer: select a country (I’d suggest sending to your Belgian Wise EUR account) and send minimum £25. Depending on where you are sending from, this minimum transfer amount may differ but if you are sending from the UK, sending £25 (or more) will qualify for the free £5 bonus.

(3) On the same page, add referral/promo code:

CATALIN236

This will add free £5 to the transfer.

(4) Add your details: name, DOB, UK address, and international IBAN (I sent to own Wise EUR account in Belgium).

(5) Pay by direct bank transfer (I chose this) or by debit card. Payment and transfer was instant (might take 1 min. to show in your Wise EUR account).

(6) In Wise, convert your EUR transfer back to GBP, and send to your UK current account. You’ll pocket the free £5. (Profit was £4.83 in my case).

(7) Invite friends and family and earn £5 when they follow the same steps, sending £25+ to their international account.

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Sidekick currently have two referral offers for new customers:

>£25 bonus - deposit £1,000 into a savings account and keep at least £1,000 there for 3 months.

>£100 bonus - deposit £5,000 and invest it for 6 months. If your investment falls below £5,000 during that time, you can still qualify as long as you deposited the full £5,000 and haven't made any withdrawals.

You can only complete one of the two offers.

As with any investment, the value can fall as well as rise.

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I've had a Sidekick account since February 2025. Their savings accounts currently pay 4%+ AER, so the £25 offer in particular could be worth considering if you already have £1,000 in savings that you're happy to leave there for 3 months.

Sidekick don't allow referral codes/links to be shared publicly, so [**send me a message**](https://www.reddit.com/message/compose/?to=The_Dying_Swan&subject=Sidekick Referral) if you'd like my referral code. I currently have 10/10 referrals available and I'm happy to confirm once your referral is showing as tracked.

Zilch is a handy payment app that gives new users £5 in Zilch rewards (500 points) when they sign up through a referral link.

There's no deposit or spending requirement to receive the reward.

The app also gives you a virtual card that can be added to Apple Pay or Google Pay and used online or in-store.

You can either Pay Now or choose one of Zilch's Pay Over payment options if you ever want to spread the cost of a purchase.

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Cashback

I've used Zilch for quite a while now and mainly keep it for the cashback:

• 2% cashback at many online partner retailers
• 0.5% cashback when paying at non-partner retailers (online or in-store)

One feature I really like is that you can often stack Zilch cashback with cashback sites like TopCashback or Quidco, giving even better savings.

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Useful tip

I personally use Pay Now, which avoids borrowing fees altogether.

If you ever use one of Zilch's Pay Over options instead, enable your card in the app before you shop. This usually gives you the lowest available fee, and many retailers are fee-free.

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Other things to know

• Must be 18+ and a UK resident
• No hard credit check when signing up
• Zilch may carry out a credit search later if you choose to use borrowing features

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How to get the free £5

1. Sign up using my Referral Link

2. Verify your details and add a debit or credit card

3. Add your Zilch virtual card to Apple Pay or Google Pay

4. Your 500 reward points (£5) will be added to your account, ready to use towards your next purchase

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Thanks very much if you choose to use my referral link!

Five Surveys is another way to earn passive income in your free time.

For every 5 surveys you complete you get £5.

There is no minimum required to cash out.

You can cash out via PayPal or can redeem to gift cards, including Amazon voucher.

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The nice thing is that you see how long it will take you to complete a particular survey, and they are also ranked, so then you can do the higher rated surveys.

Every little helps these days! Not the most exciting platform, but it’s another way to earn a few quid here and there!

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How It Works:

(1) Invite your friends and share your referral link with them.

(2) Your friends sign up using your link.

(3) Earn 10% commission. Your keep their earnings, and you get 10% of their survey income!

Many thanks to anyone using this Five Surveys Referral Link: free money for both of us!

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EDF is currently running a Refer a Friend offer, giving £50 bill credit when you switch your gas, electricity or dual fuel supply using a referral link.

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How to qualify

• Switch to EDF using my referral link.
• Complete your switch.
• Make your first payment.
• Your £50 bill credit will then be automatically added to your EDF account.

Many thanks if you choose to use my referral.

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Good to know

• Gas-only, electricity-only and dual fuel all qualify.
• The reward is £50 bill credit.
• You must be a new EDF customer (or not have been with EDF within the last 12 months).

I always recommend comparing tariffs first. If EDF happens to be the cheapest option for your postcode, switching via a referral link lets you receive an extra £50 bill credit at no additional cost.

I recently switched to EDF myself after comparing prices, so I now have a referral available if anyone is looking to switch.

Robinhood is now available in the UK and is offering a free share worth between $7 and $175 when you sign up through a referral link and deposit at least £1.

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A few things I like about it:

• No commission on stock trades.
• No foreign exchange fees when buying US stocks.
• 3.35% AER on uninvested cash.
• Access to popular US companies such as Apple, Amazon, Microsoft, Meta, Google and Tesla.

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How to get the free share

1. Sign up using my referral link: https://join.robin555hood.com/catalis-045384. Before you sign up, please remove the "555" part from the link, making sure everything else stays as the same as seen in my link.
2. Complete the ID checks.
3. Link a bank account and deposit £1 or more.
4. Once your account is approved, you'll be able to claim your free share.

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You can sell the free share once you've claimed it, although the proceeds can only be withdrawn after 30 days.

Most free shares are worth around $7–$8, but they can be worth up to $175.

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At the moment, Robinhood are also running a boosted referral promotion, so if you use my link I'll receive 5 free shares instead of the usual reward. This promotion is due to end on 8 September.

Thanks if you decide to use my link!

Attapoll is another mobile survey app to add to your list. You do survey on your phone, you can do as little or as much as you want. The app has a simple layout with clear tabs.

Fill in your profile, then check the stars which indicate how each survey matches to your profile. Cashout from £2.50 via:

• PayPal
• Amazon vouchers
• Revolut
• you can also donate your earnings

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Here's how

(1) Sign up using the Attapoll Referral Link: 40p each

Add ref. code:

xqbzh

(2) We get 40p each

(3) Complete surveys in your free time and get paid

Cheers to anyone using my code:

xqbzh

​

OnePulse is one of the very few survey apps I use daily and one of the very few I enjoy using.

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OnePulse is a unique app because:

• Their surveys don't screen you out.
• You answer 3-4 questions on average.
• You typically complete a survey in 20-40 seconds.
• There are always surveys available - daily.
• It pays consistently.
• With each level you complete, the higher the rewards.
• Earn up to $20 per month - paid directly to your PayPal account in seconds.

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Tip: Set it to notify you only for the paid pulses. You’ll only get XP coins for the non-paid pulses, which will make it difficult to pay out if you do those.

For each referral, you get:

• 50 XP when your friend registers
• $0.50 when your friend reaches Level 3
• $0.50 when your friend reaches Level 7

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If you want to earn cash with a Survey app which you will enjoy, then go to OnePulse App or Play Store to download the app and use my Referral Code to sign up and start earning too!

Many thanks to anyone using my Referral Code:

AJKNRS

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The Webull offer is back: 21 April to 15 October 2026 (23:59 hours). Webull is a US trading app, available also in the UK.

Their current promotion gives you 5 US Fractional shares (each worth between $3 and $300).

The person referring will also receive 8 Fractional shares.

Most people will earn the lower value ($3 for each Fractional shares).

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Here’s how:

(1) Sign up to Webull using the Referral Link -5 US Fractional shares for you (each valued between $3 and $300).

If you use my link, I will also get 8 US Fractional shares (each valued between $3 and $300).

(2) Download the app, sign up, and pass KYC (complete verification).

(3) Opt-in to the promotion, following the tabs: Menu -> Promotion Centre -> Click the promotion banner -> Participate today.

This step is not explicitly stated, but in previous promotions this was a requirement.

(4) Open a Stocks & Shares ISA or GIA, and deposit £500 or more, keeping the deposit on the app for 60 consecutive days.

Do this within the promotion period (21 April to 15 October).

(5) After steps are complete, the US fractional shares can be claimed by clicking “Menu”, then “My Rewards” tab.

The fractional shares must be claimed within 30 days after receiving the Referral Reward. Otherwise, the rewards will expire 30 days after being issued.

(6) Once the US fractional shares have been redeemed, they will be added to your account within 15 working days.

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You can also refer up to 5 friends, earning up to 40 US Fractional shares in total.

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Webull Fees

Terms

Budgey is a cashback platform (desktop & app) which gives you instant money back on your online shopping.

Download the Budgey extension and win £3.

The Budgey extensions allows you to automatically display all discounts, cashback and promo codes available across all sites you browse.

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They have Spring Deals, Easter Savings, and different membership levels (you start on the Bronze level).

The interface is friendly and simple to use.

They are not that new - they've been around for at least a few years, but their website has improved in the last year.

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Here's how to get free £5 bonus

(1) Sign up using the Budgey Referral Link: Free £5

(2) Confirm your email.

(3) Make a purchase at any retailer. This will earn you instant cashback.

Thanks if you use my link.

For example, shopping at Ebay currently gets you 3.36% instant cashback.

Cash out starts from £20.

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If you are renting in the UK, Ribbon Rewards (by Scraye) lets you earn cashback on rent you’re already paying, with no fees and no impact on your landlord.

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What you get

• £25 welcome bonus when you sign up with a referral and make your first rent payment
• 1% cashback on every rent payment, ongoing
• 1.5% cashback if your landlord/agent already uses Scraye
• Instant rent payments to your landlord
• No fees, no contracts, no credit checks

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Who it works with

• Any landlord
• Any letting agent
• Housing Associations

Your landlord doesn’t need to sign up or do anything.

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How it works (simple)

1. You pay your rent into your personal Ribbon account.

2. Ribbon instantly forwards the payment to your landlord (it still comes from you).

3. You earn cashback automatically.

Your money is held in a ring-fenced account with Griffin Bank (UK-regulated).

If you are cautious, they even suggest testing it with £0.01 first - payments are instant (I did and it worked instantly).

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What info you need to provide

• Your name
• Your landlord’s bank details

That’s it. No tenancy contract uploads, no credit checks.

ID verification (passport or driving licence + selfie) is required, usually after your first payment.

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Cashback and rewards

• Cashback + £25 bonus can be redeemed as gift vouchers
• Common redemption amounts: £25 / £50 / £75 / £100
• Vouchers are emailed within 1 working day
• Retailers include Amazon, Asda, Nike, Uber Eats, etc.

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How to sign up

(1) Sign up using this Referral link (gets you the £25 bonus):

Referral code : CATA1F8C

(2) Make a rent payment (or test with £0.01 first). The amount you send initially is saved as your rent going forward, but you can change it later by contacting support.

(3) £25 bonus + 1% cashback appears/is awarded instantly.

(4) Redeem for vouchers when ready.

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Extra

• You can refer friends/family: they get £25, and you get £25 per referral
• Trustpilot rating is Excellent (4.7/5)

FAQs

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Zable is a credit card aimed at helping people start or build their credit history. It is rated Excellent (4.8) on Trustpilot.

Get £10 free when you:

• apply for their credit card using a referral link
• use the physical card once (buy anything, for any amount); the virtual card won’t qualify for the free bonus!

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Don't use it to withdraw money from a cash money - it's a credit card, as such, make sure to pay the monthly balance in full.

If you use it responsibly, you pay no fees or interest.

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Here's How:

(1) Sign up with the Zable Referral Link.

(2) Select the Zable credit card option.

(3) Complete the application and verification.

(4) Link a bank account.

(5) Order the physical card.

(6) Purchase something and pay using the physical card. We won’t get a reward if you use the virtual card (this is clearly stated in their terms).

(7) You get £10 within 90 days. You can then spend the £10 by paying with the Zable card.

(8) Refer friends and family and earn £20 per referral (note: this amount may slightly be different from person to person).

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Zable Referral Scheme

Zable Referral Scheme Terms

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I've made hundreds of pounds through TopCashback over the last few years simply by doing my normal shopping and switching services I was going to use anyway.

I've earned cashback on things like eBay, insurance, broadband, mobile contracts, travel, gifts, supermarkets, parking and much more.

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Current referral offer

• Get a free £10 when you join through my referral link.
• Once you've earned £10 cashback, you can cash out.
• You also get your own referral link, currently paying:
  • £40 per referral if you're a Plus member.
  • £35 per referral if you're a Classic member.

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TopCashback has two memberships:

• Classic - Free.
• Plus - £5 per year (deducted from your cashback). I personally think it's worth considering for the higher cashback rates and additional benefits.

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Some offers worth checking once you've signed up include:

• Tide
• First Direct
• TSB
• HSBC
• Plum
• Experian
• Bonus Kings
• Sainsbury's
• TopGiftCards (discounted gift cards)
• Shepherds Friendly
• Scottish Friendly

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Tip: Turn off any ad blockers or browser tracking protection before completing cashback offers, as they can stop purchases tracking correctly.

As always, read the terms for any offer you complete, and if you sign up for a trial or subscription, remember to cancel before renewal if you don't wish to continue.

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Referral link (£10 bonus)

Happy cashbacking!

Zable is a credit card aimed at helping people start or build their credit history. It is rated Excellent (4.8) on Trustpilot.

Get £10 free when you:

• apply for their credit card using a referral link
• use the physical card once (buy anything, for any amount); the virtual card won’t qualify for the free bonus!

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Don't use it to withdraw money from a cash money - it's a credit card, as such, make sure to pay the monthly balance in full.

If you use it responsibly, you pay no fees or interest.

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Here's How:

(1) Sign up with the Zable Referral Link.

(2) Select the Zable credit card option.

(3) Complete the application and verification.

(4) Link a bank account.

(5) Order the physical card.

(6) Purchase something and pay using the physical card. We won’t get a reward if you use the virtual card (this is clearly stated in their terms).

(7) You get £10 within 90 days. You can then spend the £10 by paying with the Zable card.

(8) Refer friends and family and earn £20 per referral (note: this amount may slightly be different from person to person).

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Zable Referral Scheme

Zable Referral Scheme Terms

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TestingTime is a market research company where they recruit test users and other study participants who earn money in exchange for their time and opinions. TestingTime was founded in 2015, headquartered in Switzerland.

> * Everything is done in English. > > * Pay and cashout is in GBP (££) through Paypal. > > * They pay reliably and quickly.

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Their website is intuitive and uses algorithms to easily describe and match their target groups and get perfect matching participants for their user tests, focus groups, interviews, surveys or diary studies.

They also do group focus sessions online which need more people and are somewhat easier to get on.

Fill out your profile. Then start research studies / testing projects you are interested in.

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Apply for remote research studies over Teams/Zoom/Google Meet with them and get paid £50+ per hour.

You can apply immediately for currently available research studies. Each study will show

how long they are and how much they pay. The pay range is typically around £30 - £100 per hour, with an average of about £50 - £60 per hour.

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For me, these are some of studies:

Type	Incentive
120 min remote interview	£132
75 min remote user test	£100
45 min remote user test	£100
60 min remote user test	£85
45 min remote interview	£75
60 min remote interview	£60
75 min remote interview	£50
60 min remote user test	£40
45 min remote user test	£50
45 min remote interview	£45
45 min remote interview	£26
30 min remote (unmoderated) user test	£30
30 min remote user test	£27
20 min remote (unmoderated) user test	£12

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TestingTime referral link

Payout is in GBP/££ and Cashout via PayPal.

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I've made hundreds of pounds through TopCashback over the last few years simply by doing my normal shopping and switching services I was going to use anyway.

I've earned cashback on things like eBay, insurance, broadband, mobile contracts, travel, gifts, supermarkets, parking and much more.

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Current referral offer

• Get a free £10 when you join through my referral link.
• Once you've earned £10 cashback, you can cash out.
• You also get your own referral link, currently paying:
  • £40 per referral if you're a Plus member.
  • £35 per referral if you're a Classic member.

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TopCashback has two memberships:

• Classic - Free.
• Plus - £5 per year (deducted from your cashback). I personally think it's worth considering for the higher cashback rates and additional benefits.

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Some offers worth checking once you've signed up include:

• Tide
• First Direct
• TSB
• HSBC
• Plum
• Experian
• Bonus Kings
• Sainsbury's
• TopGiftCards (discounted gift cards)
• Shepherds Friendly
• Scottish Friendly

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Tip: Turn off any ad blockers or browser tracking protection before completing cashback offers, as they can stop purchases tracking correctly.

As always, read the terms for any offer you complete, and if you sign up for a trial or subscription, remember to cancel before renewal if you don't wish to continue.

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Referral link (£10 bonus)

Happy cashbacking!