I know what caused my Projections to plummet!
I attended the "Getting Started with Adviice" session today to get a quick refresher after taking a break from the platform for a bit.
During the session, they mentioned that using a "Detailed" CPP Benefits Estimate gives much more accurate projections than the "Simple" method. Naturally, I went into my account, switched from Simple (where I’d previously entered my estimated benefit) to Detailed, and left it there.
When I checked my projection scenarios—which were previously 100% funded with a 100% success rate—they were suddenly all under-funded with extremely low success rates. Cue the immediate panic! 😅
After digging in, I realized what happened: switching to Detailed cleared out my CPP income because I hadn't filled out the detailed historical earnings/contributions section yet. Once I switched back to "Simple," my scenarios returned to normal.
Takeaway: If you switch to Detailed CPP, make sure you actually enter your detailed contribution history—otherwise, the platform assumes $0 in CPP income!
(Feature Request Idea for the Adviice Team: It might be helpful to add a soft warning or prompt when switching to Detailed CPP if no income inputs are detected, just to save future users from a heart attack!)