u/Thomcat64

Lawyer wants me to remove finance/LIM/builder conditions. Why?

First-home buyer in NZ and I'm a bit confused by advice from my solicitor.

My offer currently includes:

Finance condition LIM condition Builder's report condition Solicitor approval condition

My solicitor has recommended removing the finance, LIM and builder's report conditions and relying solely on a very broad solicitor approval condition.

His reasoning is that the solicitor approval clause gives more flexibility if I need to pull out, whereas the other conditions require more justification.

What I'm struggling to understand is this:

If the solicitor approval condition is staying in the agreement regardless, what is the downside of also keeping the finance, LIM and builder's report conditions?

Wouldn't I effectively have all four protections instead of just one?

Has anyone had a solicitor recommend this before, and what was the rationale?

I'm trying to understand what I gain by removing the standard conditions rather than whether the solicitor approval clause is broad enough to cover those issues.

reddit.com
u/Thomcat64 — 1 day ago

Lawyer wants me to remove finance/LIM/builder conditions. Why?

First-home buyer in NZ and I'm a bit confused by advice from my solicitor.

My offer currently includes:

Finance condition LIM condition Builder's report condition Solicitor approval condition

My solicitor has recommended removing the finance, LIM and builder's report conditions and relying solely on a very broad solicitor approval condition.

His reasoning is that the solicitor approval clause gives more flexibility if I need to pull out, whereas the other conditions require more justification.

What I'm struggling to understand is this:

If the solicitor approval condition is staying in the agreement regardless, what is the downside of also keeping the finance, LIM and builder's report conditions?

Wouldn't I effectively have all four protections instead of just one?

Has anyone had a solicitor recommend this before, and what was the rationale?

I'm trying to understand what I gain by removing the standard conditions rather than whether the solicitor approval clause is broad enough to cover those issues.

reddit.com
u/Thomcat64 — 1 day ago