u/Throwaway_dontcare8

You guys, I’m torn on what to do. I have gotten my debt down from $10,447…to $600. I’m so happy I could cry. My dilemma comes with how to handle that $600. Seeing myself so close to having everything paid off makes me want that balance GONE so I’m tempted to clear out my savings (which has exactly $601.13), to pay off the balance now, but my friend told me that since the debt is interest free (did a balance transfer for 0% APR) I should leave my savings alone and just pay it off over time. Probably a silly question to ask in this sub, but what would you all do?