How does your library afford health care for employees 😭😭😭
Library trustee here. We are from a small rural library in Kentucky that is an SPGE (special purpose government entity).
How in the WORLD are libraries able to pay for their employees healthcare? We’ve had two different insurance groups run our details and the plans are virtually the same costing around 1k per employee per month in premiums. We only have like 8 full time employees and currently cover 50%
Of the employee premiums.
But even at that no one can afford $500 a month in health insurance premiums that’s insane.
Our director/book keeper said we do not qualify for the SHOP program. And we can not join the counties insurance group (like through fiscal court) or the chamber of commerce group. Both have turned us down apparently because we are an SPGE a non-profit organization but we are also a taxing agency who can set tax rates
We are at a loss and unsure of what to do, apparently all the other Libraries in KY cover 100% of their employee premiums. Does your library provide health care? How?! And how much is it?