u/TrainingCareer9284

Hi everyone, I succesfully setup my IBKR account and now wondering where should I invest my money.

My initial plan was to put around $100 into 3 ETFs: CSPX, QQQM, and SCHD. But after trying to buy one ETF, I realized there are some fees involved. The fee itself is not huge, but after adding currency conversion, transfer fee, and investing fee, it starts to feel like my beer money disappearing 😅

So now I'm thinking maybe I should just focus on one ETF first to save some money from the fees.

For context, I'm Indonesian currently earning in NTD. I convert NTD to USD using Wise before sending it to IBKR. This investment is for long term.

Would appreciate any advice from people in similar situation. Thank you!