28M - Looking for advice on the next step
Hey everyone, wanted to get some input on my situation and what steps I should be taking from here.
28M, Currently working full time making just over $60K/yr before taxes.
I have $7,000 in a HYSA at the moment. Shooting for $10K before the end of the year, and have roughly $6,000 in various investments, mostly in index funds.
I have $25,000 in my 401K as my employer doesnt match. So these have been all of my own contributions.
I have a Roth IRA as well, but have not started contributing until I reach my $10,000 HYSA goal.After hitting this goal, I will switch from funding my HYSA each pay to my IRA. I will be able to max this out per year.
I have no CC debt, no school debt, paid off vehicles, and my credit score as per Experian is 797.
What steps should I be taking right now to build myself further? Currently living with 3 roomates to lower expenses as much as possible.