u/Unfair-Definition-34

Looking for clarification that Google searching doesn't seem to be helping me with, and I'm not sure if it's a search query that's not phrased correctly, or just a general misunderstanding that is not clicking with my brain.

Switched from a PAYE to RAP student loan repayment, pushing the forgiveness date to 2042, but then has a "discharge amount" of over $5,000 that seems to be tacked on. If the loans are forgiven after 30 years, what is this discharge cost? Google makes it seem like that's the amount being forgiven, but it was added to the overall amount of monies to be paid over the remaining length of the loan, bringing the total from around $65k to over $70k.