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I’m looking for advice from roofers, public adjusters, or anyone who’s dealt with something similar.
I live in Georgia and have an Allstate homeowners policy.
Before filing the claim, I contacted my insurance broker because I’d heard there are a lot of roofing contractors who exaggerate storm damage. My broker referred me to a contractor he personally trusted and told me that if this contractor said I had legitimate storm damage, then I should file a claim. If he said I didn’t, then I shouldn’t waste my time.
The contractor inspected my roof and said I had both wind and hail damage.
Allstate then sent out their own inspector. During that inspection, numerous areas on the metal roof and valley flashing were marked with chalk and photographed. There were also many photos taken of the metal roof components. The inspector agreed that all the valley metals had hail damage on them.
A few days later, an Allstate adjuster called me. During that conversation, I was told that Allstate’s review of the initial inspection found hail damage to the metal roof, but not to the cedar shakes, and that they were assigning an engineer for further evaluation rather than simply denying the claim.
The engineer came out and inspected the roof. His report concluded that only two cedar shakes and two rain caps had hail damage. He concluded there was essentially no hail damage to the metal roof, and the report contains ZERO representative photos of the chalk-marked metal valleys or the other chalk-marked metal areas that were documented during the original inspection by the first inspector Allstate sent out. The engineer’s report even states that additional inspection photographs exist but were not included in the report.
Based on the engineer’s report, Allstate wrote an estimate for approximately $767, which is below my $10,000 deductible, so no payment was made and the claim was effectively closed.
What I’m struggling to understand is how the claim went from the original inspection documenting and photographing numerous chalk-marked metal areas—and my being told there was hail damage to the metal—to an engineering report that barely discusses the metal roof at all and instead finds only two hail-damaged cedar shakes.
Has anyone dealt with a situation where the engineering report substantially differed from the original inspection?
At this point, would you:
Hire a public adjuster?
Hire your own engineer?
Retain an attorney?

I’m genuinely looking for professional opinions on what my next step should be. Thank you for reading.

I’m looking for advice from roofers, public adjusters, or anyone who’s dealt with something similar.
I live in Georgia and have an Allstate homeowners policy.
Before filing the claim, I contacted my insurance broker because I’d heard there are a lot of roofing contractors who exaggerate storm damage. My broker referred me to a contractor he personally trusted and told me that if this contractor said I had legitimate storm damage, then I should file a claim. If he said I didn’t, then I shouldn’t waste my time.
The contractor inspected my roof and said I had both wind and hail damage.
Allstate then sent out their own inspector. During that inspection, numerous areas on the metal roof and valley flashing were marked with chalk and photographed. There were also many photos taken of the metal roof components. The inspector agreed that all the valley metals had hail damage on them.
A few days later, an Allstate adjuster called me. During that conversation, I was told that Allstate’s review of the initial inspection found hail damage to the metal roof, but not to the cedar shakes, and that they were assigning an engineer for further evaluation rather than simply denying the claim.
The engineer came out and inspected the roof. His report concluded that only two cedar shakes and two rain caps had hail damage. He concluded there was essentially no hail damage to the metal roof, and the report contains ZERO representative photos of the chalk-marked metal valleys or the other chalk-marked metal areas that were documented during the original inspection by the first inspector Allstate sent out. The engineer’s report even states that additional inspection photographs exist but were not included in the report.
Based on the engineer’s report, Allstate wrote an estimate for approximately $767, which is below my $10,000 deductible, so no payment was made and the claim was effectively closed.
What I’m struggling to understand is how the claim went from the original inspection documenting and photographing numerous chalk-marked metal areas—and my being told there was hail damage to the metal—to an engineering report that barely discusses the metal roof at all and instead finds only two hail-damaged cedar shakes.
Has anyone dealt with a situation where the engineering report substantially differed from the original inspection?
At this point, would you:
Hire a public adjuster?
Hire your own engineer?
Retain an attorney?
Request additional claim documents before doing anything else?
If anyone has recommendations for an experienced public adjuster in Georgia—especially someone familiar with cedar shake and metal roof claims—I would really appreciate them.
I’m genuinely looking for professional opinions on what my next step should be. Thank you for reading.

I’m looking for advice from roofers, public adjusters, or anyone who’s dealt with something similar.
I live in Georgia and have an Allstate homeowners policy.
Before filing the claim, I contacted my insurance broker because I’d heard there are a lot of roofing contractors who exaggerate storm damage. My broker referred me to a contractor he personally trusted and told me that if this contractor said I had legitimate storm damage, then I should file a claim. If he said I didn’t, then I shouldn’t waste my time.
The contractor inspected my roof and said I had both wind and hail damage.
Allstate then sent out their own inspector. During that inspection, numerous areas on the metal roof and valley flashing were marked with chalk and photographed. There were also many photos taken of the metal roof components. The inspector agreed that all the valley metals had hail damage on them.
A few days later, an Allstate adjuster called me. During that conversation, I was told that Allstate’s review of the initial inspection found hail damage to the metal roof, but not to the cedar shakes, and that they were assigning an engineer for further evaluation rather than simply denying the claim.
The engineer came out and inspected the roof. His report concluded that only two cedar shakes and two rain caps had hail damage. He concluded there was essentially no hail damage to the metal roof, and the report contains ZERO representative photos of the chalk-marked metal valleys or the other chalk-marked metal areas that were documented during the original inspection by the first inspector Allstate sent out. The engineer’s report even states that additional inspection photographs exist but were not included in the report.
Based on the engineer’s report, Allstate wrote an estimate for approximately $767, which is below my $10,000 deductible, so no payment was made and the claim was effectively closed.
What I’m struggling to understand is how the claim went from the original inspection documenting and photographing numerous chalk-marked metal areas—and my being told there was hail damage to the metal—to an engineering report that barely discusses the metal roof at all and instead finds only two hail-damaged cedar shakes.
Has anyone dealt with a situation where the engineering report substantially differed from the original inspection?
At this point, would you:
Hire a public adjuster?
Hire your own engineer?
Retain an attorney?
Request additional claim documents before doing anything else?
If anyone has recommendations for an experienced public adjuster in Georgia—especially someone familiar with cedar shake and metal roof claims—I would really appreciate them.
I’m genuinely looking for professional opinions on what my next step should be. Thank you for reading.

Hey guys!

As someone who has no tech background or knowledge I vibe coded my passion project for months and love what I have created. I came to the step this week to want to send out links for people to test my app and found out that I need to “wrap” the app first in order to get it to TestFlight and then the AppStore. TBH this is giving my anxiety as I have zero knowledge and it seems it’s a multi step process using different services.
Is this part something I can do on my own as a non techy? I can use chat or Claude to help me but am I biting off more than I can chew?