u/Usual-Primary-8607

Considering retiring l at 60yrs with 3 million ($2million in tap, &1 million in husband’s Roth IRA). House and cars paid off. My pension will be about 35k (high 3 about 160k with 28 years), 9 months of sick leave saved and will likely have about 450 annual leave built up by the end of year (I was overseas so have been carrying over 360 every year).

Is it worth it trying to hang on until 62 (which has always been the standard mantra) given our situation?

I mean I know we’ll be ok, but the retirement we hoped for involves a lake house and a lot of slow “affordable luxury” travel for the next decade or so.

I go back and forth every day, from “it would be stupid to walk away with less than two years left”(think of retiring Jan 9, 2027 - but then it will be only 1.5 years left) - to “life is short, put 60’s will likely be our last healthy and very mobile decade. Do I want to waste it?”

Help.