Best travel insurance for self drive Botswana/Zimbabwe safari?
Looking for recommendations for good travel insurance providers for remote self drive travel in Botswana/Zimbabwe.
I’m based in Australia and trying to find an insurer that genuinely covers:
• remote self drive 4WD travel within Botswana national parks
• rooftop tent camping
• medical evacuation/repatriation (potentially to South Africa)
This is NOT an adventure sports trip. No hiking, climbing, diving etc. Just remote safari travel in hired 4WDs with a group of 4.
I had been looking at Southern Cross Travel Insurance, however after contacting them they advised:
“Our policy does not provide cover if you are travelling in a remote touring area with limited or no telecommunications or medical services, unless you are travelling as part of a licensed, organised tour.”
That obviously concerns me given areas like Moremi, Savuti and Chobe are exactly that and this is despite me stating that we will have a satellite phone with us for the trip.
We also have Okavango Air Rescue membership, but I still want proper insurance that will fully respond if someone needs evacuation and hospital treatment.
Has anyone here:
• done a similar Botswana/Zimbabwe self drive trip?
• had to actually claim?
• found insurers that were good with remote Africa travel?
Particularly interested in real world experiences with:
• Cover-More
• Allianz
• Fast Cover
• World Nomads
• SCTI
• any others people would recommend
Would really appreciate any advice before I commit to a policy.
Thanks