Red-light T-bone settlement offer: fair or lawyer territory?
Hoping to get your thoughts on my situation.
Last month, my wife, daughter, and I were involved in an auto accident when another driver ran a red light and T-boned us while I was making a protected left turn on a green arrow.
We all sought medical care the same day at urgent care:
Me: severe right hip pain/inflammation (hip X-ray completed). I later developed worsening back pain, had follow-up evaluations with additional back X-rays, and have now been referred to physical therapy.
My wife: large bruise to right shoulder and knee pain (shoulder X-ray completed). She later developed significant back pain, had follow-up visits and back X-rays, and was referred to physical therapy. She also experienced a severe episode requiring an ER visit when she temporarily could not move her right leg. The ER diagnosed sciatica/acute back pain and treated her with steroids, though symptoms have continued intermittently.
My 2-year-old daughter: significant shoulder bruising and emotional distress following the accident. She became fearful of cars afterward and repeatedly referenced the “red truck” that hit us. She also had a follow-up visit due to continued shoulder pain and sensitivity.
We are still monitoring ongoing symptoms and treatment needs.
I’d like to better understand what I should expect to settle for our pain and suffering and if it’s even worth finding a lawyer.
Insurance had offered me $4.8K for lost wages, pain and suffering. My wife $4K and my daughter $2K and an additional $10K each in reserves for any medical expenses incurred by us and our health insurance provider. (All before my wife’s ER incident and my pain worsened)