I am visiting varkala last week of july and want to know will any beach be open, I see people saying everything will be closed. I am visiting for 3 days so want to know if there are other things which I can substitute such as maybe visiting allepy or anything else nearby to varkala ?
I have an hdfc ergo insurance with PED. This year I decided to increase the cover, the representative said we can increase but for the increased amount fresh waiting period will be applicable.
Is it true ? That say I increase from 5 to 10 L. Then for inital 5 the waiting period will be the same but for the new 5 it will reset the waiting period?
what about policy porting ? What if I port to other policy of same or higher cover, what will happen to waiting period ?
If new waiting for porting depends on old insurance, then currently hdfc gives 5+5, so in total 10, so if I port will the new insurer consider my old coverage as 5 or 10 ?