u/Witty-Efficiency1643

I have already been turned down by a mortgage lender once because the property is a ex local authority flat in a high riser which i can understand. I am now looking to view a maisonette that is only 1 story high with a garden but annoyingly it looks like it could be a ex local authority as well. My question is, am I wasting my time with anything that's ex local authority because the lender will just out right refuse any ex local authority? Is it hard to get a lender to approve a ex local authority?

I keep getting disconnected when im deep in game and it's blaming my Internet when it's perfectly fine, anyone else getting this?

I'm rage quiting now.

Lately I am getting a lot more pressure by my family to look into buying my first property and get on the housing market. I am single, 33 years old, in full employment for the past 6/7 years with a 45 hour a week contract, on average I probably earn £35k a year and I have 7k I have put aside and another 15k (possibly a little more) that my family are happy to give me to help.

Sadly, I have ruined my credit rating in the past and have a "settled" default that still has 36 months left on my record.

Am I wasting my time making an appointment with a mortgage advisor and seeing if I can get a first time buyer mortgage?