Hey gang, I just signed up for part A. I'm retiring next week (65 in Sept.) and will be without healthcare for 3 weeks, (my wife's HC begins covering me in Nov.) When I sign up for Part B, will I be penalized for not having continuous HC for 1 month?
Thanks in advance!
Hey all, I'm retiring soon and had planned on activating Part A/B with a supplemental plan but I'm wondering if I'd be better off getting on my wifes HC. It's a qualifying plan but I don't know what kind of pitfalls I might encounter when it's time to take a supplemental plan. I'll likely go with G HD, part D for prescriptions and dental. What kind of penalties am I likely to see as I don't want to be surprised with higher rates or needing to qualify for my chosen plan.
Howdy gang! I've been reading up on retirement and planning to do so in the next couple months (age 65). I see the 4% rule quite a bit but it just doesn't seem to jive with my actual annual returns nor would it provide what I need to live comfortably. I've got a 401k that has averaged 9.75% annual return rate over the past 20 years so it's seen it's ups and downs. Would it be reasonable to calculate a 7% return?