Insurance Refinishing Claim: Does it cover moving furniture (AmFam)
I’m currently in the middle of a homeowners insurance claim in Indiana for a dishwasher leak that damaged my hardwood floors. We are about to start the reconstruction phase, which involves sanding and refinishing roughly 1,200 square feet of hardwoods and replacing kitchen cabinets.
The reconstruction estimate covers the flooring and cabinet work, but there is no mention of content manipulation or furniture moving. My main floor is currently full of furniture, and since we’re refinishing such a large area, there is nowhere to "shift" things to while the floors are wet and curing.
Has anyone had luck getting their insurance company to pay for:
* Professional movers to clear the work area?
* On-site storage (like a POD) or off-site warehouse storage while the floors are being sanded and finished?
I want to make sure I’m not stuck paying for a moving crew out of pocket just to get the house ready for the floor contractors.