u/bluemitersaw

My wife is changing jobs and the one thing the new company doesn't offer is life insurance.

I'm looking for a 10-yr $500k term life policy, simple straight forward nothing fancy.

Everything I'm seeing is like $600-$900/yr. Is this the current normal??? For comparison I got a policy for myself when I became self employed back in 2019. A 15 yr term policy for $500k, annual premium is around $320.

We are the same age, similar health, and the policies (if we go with the 10 yr) will expire around the same time.

I'm just surprised that the rates we are looking at are 2 to 3 times what I'm currently paying for myself.

A few years ago I frozen my credit and now I need to unfreeze it. I called and unfroze my Transunion credit yesterday morning. The bank did a credit pull this morning and it's still showing as frozen. I called Transunion back and they say it's been unfrozen since yesterday morning.

Anyone else seen issues like this? I don't know if it's the bank or Transunion (my money is on Transunion though) so I don't know how to resolve it as they both claim they are doing it right.