u/chachi12310

Hi everyone!

Sorry if this has been answered before, but I couldn’t find it while searching the subreddit.

My wife, 31, just became a medical resident with a hospital that qualifies for PSLF. Her current career trajectory has her working in a non-profit/academic hospital throughout her career since her end goal is to be a program director. My question is how would her debt be treated under the FOO?

Most of her student loans are considered high interest, but with PSLF these would be discharged after ten years.

My thought is that we should treat these payments as “low-interest debt” and move to the next step in the FOO.

Any guidance would be greatly appreciated!