u/chiefjason46

Just started playing TF2 last night and I'm loving the campaign. Although it was depressing to see I'm on stage 6 of 9 already. I was hoping it was longer, but no complaints about the quality.

I'd like to continue enjoying the game but I'm not interested in PvP, only co-op. Is it hard to find co-op games nowadays?

I'll try to find some myself after the campaign but I'm going to slow down to savor the final levels so I'm curious if I'll have co-op to look forward to in a few days or if the servers are fairly dead this late in the games release.

Firstly I'm a complete newb with investing, so please forgive my ignorance.

The situation:

I have a loved one with 100k invested and the investment company is forecasting a 4.5% profit this year. It seems like previous years are earning near that.

This money is supposed to be in stocks, and I've read the stock market averages closer to 15%, so 4.5% seems very low. I just checked CD rates and I'm seeing 4.5-5%.

Isn't this percentage abysmally low for non guaranteed investments? I mean I would understand if it was all CD's or some such.

I'm thinking he'd be better off switching investment companies but I wanted to check if my thinking is way off on this before I talk him into making changes. Do you feel he should be earning a much higher annual rate?

I'll try to get more details later on how exactly the money is being invested. I don't want to be too intrusive, but Id hate it if he's getting screwed...