Why did DC Healthlink give me a subsidy, beyond the ACA Cliff?
The Washington DC HealthLink marketplace gave me an ACA subsidy (APTC, Advance Premium Tax Credit) despite the fact that my 2026 income will be well over the 2026 ACA Subsidy cliff of $62,600.
While on the phone with DC HealthLink, a supervisor explained to me that my subsidy determination was "correct", but he could not explain why.
I have found no evidence online that Washington, DC subsidizes health care from its own money.
On my insurance paperwork, the subsidy appears as "APTC", i.e. a *federal* tax credit. I'm afraid the IRS will require me to pay it back in January 2027 when I submit my tax return.
Does anyone have an explanation for this?
u/cycleboy506 — 9 days ago