I messed up at work and might lose my job. Is it smarter to resign or wait and see what happens?
I messed up, and now I might get fired because of what happened
I work at a small bank in my area, and I've been there for almost two years. I'm not very happy in the role, but I had it in my head to treat it as a temporary step and gain some useful experience from it before looking for something else. I have an associate degree in Business Management, and I also recently became a certified notary.
At the beginning of this week, a customer requested a relatively large amount of cash. I went to the vault and took out what I needed, plus a little extra because the day before holidays gets busy and a lot of people come in to cash checks. I counted all the money, strapped the remainder, and sent the money out.
While I was doing that, I noticed that a strap had disappeared from my drawer. I spoke to the customer in the drive-thru and asked her to count her money while I counted mine. Thankfully, I had balanced just a little while before helping her, so it didn't take long to figure out what had happened. My drawer appeared to be short a large amount.
When I tried to speak to the customer again to have her send the cash back inside, she drove away before I could even explain what had happened. Later, when they contacted her, she denied receiving any extra money. My manager counted the money with me, had me write a statement, and said that this amount is usually grounds for immediate termination. She said she believes me based on the evidence, but also said the decision could go either way.
This is only the third real job I've had. Before this, I worked retail at a grocery store for about six years. I'm also about to move into a new apartment that costs almost twice what I'm paying now, because the landlord where I currently live is selling the place. When I told my parents what happened and asked if they could help me if I lost my job, their answer was basically "maybe," even though they had previously said I could stay with them if I needed to. I have enough savings to cover a few weeks without work, but the new apartment situation has me extremely stressed about the timing.
Some people have told me I should resign now instead of waiting to be fired, because that might look better on my resume. Other people are saying I shouldn't resign and should wait, because I might be able to get unemployment.
What's the best move here? Should I let the investigation finish and see what happens, or resign before they decide?
Honestly, I'm terrified and feel physically sick from all the anxiety over this. I'd be grateful for any advice.