Insurance for tiny home on wheels (that never moves) in the US (Oregon) ?
Hey folks! I'm about to move into my first ever tiny home, and I will be renting it to start for a year to see if I'd like to purchase.
I'm curious, from an insurance perspective (in the USA / Oregon), did y'all wind up going with a special RV insurance, or just a simple renters insurance? I'm getting some mixed signals in what I'm reading -- apparently it is very much not considered a mobile home, yet it seems like its a toss up between RV + basic renters insurance.
I am mostly looking for coverage for items inside said home, as well as insurance to at least in part cover insurance for items in my storage unit. A basic, typical renters insurance covers what I need in terms of said storage unit items, but now just looking to make sure whatever insurance I choose actually covers the material items in the home I'll be in.
Thank you so much for your insight! This has been a nice subreddit to read at the start of my journey.
Edit: edited for clarity; the owners have insurance for the home already, I’m looking to insure my things inside the home. Sounds like renters insurance may well be the way to go?