u/farmer_jawn

I've had an hsa for a little over 2 years and didnt think about investing the cash. My employer provided HSA is with Voya which doesn't have great options for investing so I opened a second HSA with fidelity and just did a cash sweep, leaving about $1500 behind in my HSA just in case. My plan is to do 2 yearly sweeps, 1 around July and 1 around December due to xfer fees with Voya.

My first sweep just cleared at Fidelity and currently conflicted about where to park the money.

My current Roth is 75% VTI and 25% VXUS (just for reference sake)

Debating mirroring this to my HSA, going VTI/VOO, or just VT (and chill).

Per paycheck contributions are enough to max it out at the end of each year.

Any thoughts here?