u/freespeechkaren

▲ 8 r/fican

39 2M NW can I coastFIRE?

Total NW 2M

Corp investment 665k (70% equities 30% bonds)

Locked in RSP 171k

RRSP 72k

TFSA 15k

250k in corp account - primarily to pay myself when needed.

Primary residence 750k equity with 750k mortgage remaining

Imvestment property 100k equity with 247k mortgage remaining

Spend approx 200k year (60k on mortgage, 8k prop tax/yr, 15k insurance and utilities/yr)

THHI Income around 400k a year, mine is 100% commission based. Spousal income is 70k of that salaried.

2 young kids that have education trust that will cover entire education.

39M and target is to start coasting by 45 and maybe bring THI down to 100k.

Doable?

reddit.com
u/freespeechkaren — 1 day ago