u/futuredr6894

I’m an M1, currently own 2 homes and rent out 1. Our net monthly cash flow is 1200 for the rental. We are looking for new renters and one just offered to buy our house for 550k (loan is like 370k). Have around 50k in liquid cash currently. Total after closing costs I’d estimate 200k cash in our hands. Our loan on the second home (where we live currently) is 100k interest-only for the first 5 years, paying 500 a month. We pay close to 1k for taxes and whatnot through an HOA sorta thing.

We are month-to-month with rental income right now since I’m not working, and even have to dip into savings occasionally. I just don’t thinks there’s any feasible way to sell the house and stay afloat. With 200k we’d need around 7.5% annual return to have the same income, and the risk is too high since we’d be relying on it month-to-month.

If we pay off loan on second house that eliminates the 500/month, and we are left with 100k cash. We’d still need to make up for the 700 lost on rent each month, which would come out to 8.5% annual return necessary to stay afloat.

My decision is to keep and rent out, but I just need to hear that it’s the right decision and that there’s no way to make it work by selling.

Edit: this is purely for financial purposes, the whole “focus on school” thing does not come into play for me. So don’t worry about that aspect, only the numbers

I reposted this here from r/medicalschool yesterday, but wanted to make its own separate post and also explain it a little more. I have been trying to find good ways to generate targeted UWorld QIDs rather than relying on the subject breakdowns it gives when creating tests. This way I can do active recall on subjects that I’m actively learning/studying. There is a current Anki add-on that will find AnKing cards associated with UWorld QIDs, so for example you can find and unsuspend cards associated with UWorld incorrects, but there is not one that does the opposite. So I created an anki add-on that generates these QIDs based on AnKing cards that you unsuspend and/or select in browse. The full description is on the link at the bottom, but here is an explanation of how it works:

- Each time you open anki, it takes a snapshot of your suspended cards.

- After you unsuspend cards, it refers to this snapshot and finds all the cards no longer suspended. It will then generate a list of QIDs from those cards.

-However, since it takes a new snapshot every time you close out and reopen Anki, if you unsuspend and then close out before generating, it won’t be able to execute the function. Good news though, if that happens and you try, it will give you an option to generate QIDs based on -is:suspended is:new cards which is essentially the same thing.

- That fallback also is trained to ignore cards that have a sibling that has already been reviewed, avoiding buried new cards from previous days so they don’t get mixed in.

- If you happened to review these new cards before doing the generation, there is still another back up option. While in browse, you can select any number of cards, go to Edit, and then generate QIDs based on those selected cards.

- Also in tools, you can generate them by tag as well, although it would likely be easier to just go to browse, go to your tag, and select all to generate them that way.

- I think one of the coolest features is that when generating QIDs, you select your specific test. It separates them out by Step 1, Step 2, Level 1, and Level 2, so it will work for MDs and DOs alike.

It worked wonderfully for me in early testing, and I’m really hoping this is helpful for you all. I know I’ve seen people ask this question before of if there’s a way to go AnKing cards -> UWorld QIDs instead of the other way around, and this does exactly that.

I will preface that this is my first time doing an anki add-on, so please feel free to let me know what you think and if it works well for you. Open to all comments or suggestions.

https://ankiweb.net/shared/info/1749593927?cb=1778247196221](https://ankiweb.net/shared/info/1749593927?cb=1778247196221)

Add-on code: 1749593927

Hey guys. I have been trying to find good ways to generate targeted UWorld QIDs rather than relying on the subject breakdowns it gives when creating tests. I created an anki add-on that generates these QIDs based on cards that you unsuspend each session. The full description is on the link at the bottom, but briefly:

- Each time you open anki, it takes a snapshot of your suspended cards.

- After you unsuspend cards, it will find all the cards that are no longer suspended and generate a list of QIDs from those cards

- If for some reason you fuck up and close out anki before doing it, don't worry. If it doesn't see any new unsuspended cards, it gives an option to generate them based on unsuspended cards that are still new

- If you double fucked up and reviewed these new cards before doing it, you can go to browse, select cards, and then it will generate QIDs based on selected cards.

-In the tools, you can also generate them by tag as well

- It will also separate the generation of QIDs by Step 1, Step 2, Level 1, and Level 2

This is my first time doing an anki add-on, so please feel free to let me know what you think and if it works well for you. Open to all comments or suggestions.

https://ankiweb.net/shared/info/1749593927?cb=1778247196221

Add-on code: 1749593927

I go to a 1.5yr preclinical school and am currently in the middle of my 4th block out of 6 total. Our school had us take a mandatory CBSE exam recently to show us the ropes of what to expect and also give us an idea of where we are for step 1. I just got my report back and got an equated percent score of 80 and a likelihood to pass step within a week of 99%. Is this something I can take at face value? Or is there nuance to it and it may have been an easier exam or something? I just feel like with a whole 2.5 blocks to go it seems odd, but I will say I felt good about the exam while taking it.

P.S. I promise this is a genuine question because I truly have no idea what to think of it. Im an M1 who has never gone through this process before, and I can’t talk with my classmates about it because I don’t want to seem like a dick bringing up scores for something that didn’t even count for a grade (and also many people just zipped through it to get it over with)