u/garden_of_simple

I'm on the SAVE plan and though I don't expect to move until I'm forced to in September I'm starting to calculate my options.

I'm logged into the student aid site and it looks like the standard repayment plan would be $217 a month. But I don't think I qualify for PSLF under that plan because I consolidated to get on SAVE? And once you consolidate it's a different standard plan that doesn't qualify?

It says I am not eligible for PAYE.

And the graduated repayment plans also don't qualify for PSLF, correct?

That leaves me with two choices I think? The IBR plan which is $355 a month or RAP which is $1,031 a month.

But it has the RAP pay off date of June 2029, which just about after what my forgiveness date would be. I have 49 payments left.

My payment under SAVE was $81 a month. I have a kid in college, and another going to college in 3 years. Both our cars are 10 years old. Ugh. I hate this admin.

Why does RAP only give me like 3 years on my payoff? IBR also has me paying off by 2030, which would be my forgiveness date?

But the standard plan has a payoff date of 2045. Why are all the dates different? And the ones that help me qualify for PSLF are all paid off around the forgiveness time?!

My husband did get his loans forgiven in bidens last year through PSLF so that saved us atleast 50k (well more with interest)

Ok, this is embarrassing because I remember SO LITTLE of this book, so this is a total shot in the dark but it's been bugging me for ages. When I was somewhere between 4th-6th grade (so '88-'91ish) a teacher was getting rid of a bunch of books at the end of the year. I ended up with one that was tan/beige-ish. Im fairly certain it has an illustration of the main character, potentially with some sort of beach/sandy area behind her.

No idea what any of the characters names were, or the plot.

There was a younger boy, maybe a neighbor, maybe the brother. The girl, who was 13-15, and I think an older date. He drove a car.

She would tan with baby oil. She had brown hair, whisper and wavy/curled. For her date she wore a white dress that showed off her tan.

Couldn't tell you anything else that happened. For some reason it's the tanning that I remember. She was beautiful and tan, and when I recall it, it feels like a hazy, hot summer memory.

I realize that's next to nothing to go on! It was probably published in the mid to late 70s or early 80s. It was old by the time I got it.

Can anyone recommend a local surgeon that does diastasis repair? I've had 2 11 lb babies, and even though my youngest is 15 I still have a significant diastasis above my belly button. I've done PT and had hernia repair about 8 years ago.