Last picture is my “before” picture, the first scan. I feel like I’ve paid a fortune and I’m not happy with the results. I was on a lite package so I need to pay more to continue.
My concerns -
- The gap between my front and the back teeth
- One of the front top teeth was filed for no reason and now one appears smaller.
- Should I consider composite bonding/whitening? Am I wasting money?
I’m looking at a 2 bed shared ownership to start saving on rent and build equity, also to have something of my own. The flat is in a premium location so its full value is about £400k and service charges £250 a month. Is it a terrible idea to get a 40% share for £160k (very high-LTV), have a lodger for £1000 a month in the other room, so I can afford living there without compromising on my lifestyle. And after a few years I will sell it to buy a bigger house in the outskirts when I have more money? I feel like I have been wasting money on rent all these years. Am I thinking right or would I waste more on legal fees and other charges while buying and selling? And most people here have been talking about it taking 9 months to sell. I don’t want to fall into a trap. Any advice would be highly appreciated, thank you!
Edit: I will be the second owner, I have already talked to the estate agents and mortgage advisors, and I already have an AiP. The agents are now waiting for my decision. ChatGPT says I’m throwing away money and can’t build equity with my logic.