u/gibinalias

I am a 34-year-old male looking for term insurance with coverage until age 70. I prefer pure term insurance and I’m comparing:
ICICI Pru iProtect Smart: Pay till 70 – ₹18,493/year with WOP rider
LIC Digi Term: Pay till 70 – ₹16,632/year without rider
ICICI Pru iProtect Smart: Pay till 60 – ₹19,741/year with WOP
LIC: Pay till 60 – ₹20,915/year without rider
My main questions:
Which is better for an easy and hassle-free death claim for the nominee — LIC or ICICI Prudential?
Is WOP worth paying ~₹900 extra per year?
Is it better to pay till 60 or 70 for a policy covering till 70?
Which of these policies would you personally choose and why?