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Goldstone PenFinTech 26/27 NHS Pension Tax Modellers launch tommorow – for anyone dealing with AA, taper, £100k trap or Scheme Pays #KnowYOURnumbers
▲ 19 r/ConsultantDoctorsUK

Goldstone PenFinTech 26/27 NHS Pension Tax Modellers launch tommorow – for anyone dealing with AA, taper, £100k trap or Scheme Pays #KnowYOURnumbers

For those of us still wrestling with the complexities of NHS pension tax (especially after McCloud, the ongoing AA issues, and the various traps), the 26/27 version of the Goldstone PenFinTech modellers is launching tommrow (19th August 6pm).These are the interactive tools that let you model:

  • Pension growth across the 1995/2008/2015 schemes
  • Whether you have an Annual Allowance charge
  • Basic and advanced taper calculations
  • The £100k tax trap
  • Scheme Pays costs and break-even analysis
  • Forward modelling all the way to partial/full retirement (including promotions, salary sacrifice, increments, net income targets, etc.)

There’s a new “PLUS” option that can auto-read your payslips, TRS/ABS/RSS, 05 extracts, RPSS, PSS etc. and populate the modeller in a few seconds (you can refresh throughout the year as new documents arrive).

Personalised video explainers of your numbers are also available with plus packages, plus a Concierge service if you’d rather someone else do the data entry and error-checking.Tiers are Bronze / Silver / Gold / Platinum (Platinum includes Concierge).

Pricing starts from £50 (ex VAT) for the basic growth modeller and goes up depending on what you need – full details on the site. Keen to move away from the model of people needs to pay ££££ (pension reports often up to £3k + VAT these days) so you get only what you need.

You can even add on a call with an AISMA accredited senior medical accountant to talk you through your modeller.

General release is due tomorrow (19 Aug) around the expected NHSBSA TRS update.

Presales are open now.Registration (the only way to get access) is here:
https://register.goldstonepenfintech.com

Full overview & pricing:
https://goldstonepenfintech.com

There’s also a full demo + Q&A walkthrough with specialist medical accountant Andy Pow if you want to see exactly how it works:
https://www.youtube.com/watch?v=-QhAocVQiwA

I’m the person behind these tools. Happy to answer questions if useful. Just sharing in case it helps anyone else navigate this year’s numbers.

u/goldstone_tony — 2 days ago
▲ 6 r/ConsultantDoctorsUK

Pension tax webinar Sunday 7pm - platinum, live, concierge & whats new for 26/27

1/ 🚨 TONIGHT 7pm! Live demo of the brand new 26/27 modellers  

I’ll be joined by specialist medical accountant Andy Pow (@medicaccountant) from Pow Thomas Partnership.  

We’re showcasing the upcoming tools with some seriously exciting upgrades – then open Q&A (subscribers only in chat, with Jo helping).  

👉 Live link: https://www.youtube.com/watch?v=-QhAocVQiwA  
Subscribe first so you can ask questions: https://www.youtube.com/@tonygoldstone  

2/ What’s new:  

✅ **Platinum level** – forward-looking modelling all the way to partial & full retirement and beyond (State Pension Age)  

✅ **PLUS feature** – scan/import documents with unparalleled precision in seconds: ESR/Wales/SPPA payslips, TRS/RSS/ABS, ‘05 extracts’, CPR spreadsheets, RPSS, Pension Savings Statements, HMRC income extracts & downloads (threshold-income calcs) and more. Drop them in as they arrive through 26/27  

✅ New scheme pays tools – import historic loans + predict future ones + your own break-even analysis (pay the AA charge or use Scheme Pays?)  

✅ Custom videos that talk you through *YOUR ACTUAL* numbers  

✅ Multi-page journey – pull last year’s numbers straight from a link or PDF  

✅ Secure ‘scenarios’ – store, review, print and rewatch your explainers  

3/ We’ll also cover the advanced options (including the dreadful £100k tax trap and the awfully designed taper) and demonstrate the concierge service – we do the hard work so you don’t have to.  

Only way to get the modellers is by registering (already registered? You’re already first in line – no need to re-register):  
https://goldstonepenfintech.com/  
https://register.goldstonepenfintech.com/  

See you at 7pm – bring your questions!  
Please RT / share with any colleagues who need this 🙏  

#NHSPension #DoctorFinance #KnowYOURnumbers
youtube.com
u/goldstone_tony — 11 days ago
▲ 17 r/ConsultantDoctorsUK

BIG UPDATE! Exciting new 26/27 modellers (including PLATINUM), new PLUS tool, and 26/27 valuation

🚨 BIG UPDATE for NHS Consultants, SAS doctors, residents & GPs!

Fresh off the press – my latest video is now live!

**BIG UPDATE! Exciting new 26/27 modellers (including PLATINUM), new PLUS tool, and 26/27 valuation**

We’re now in the 26/27 tax year and July payslips will soon let us estimate 26/27 pay. Here’s everything coming soon:

✅ Brand new **PLUS add-on** – drag in your payslips, TRS, ABS-RSS, RPSS, HMRC extracts & more. It reads everything in seconds so you can model your pension in minutes, not hours! (England, Wales, Scotland included – NI coming soon)

✅ Automatically pulls in your RPSS / HMRC extract or prior PSS to calculate remedy tax / carry forward

✅ Completely refreshed **26/27 Modellers** with a clean new menu design (no more super long pages!)

✅ New **PLATINUM** tier (includes concierge) for detailed forward modelling: future pay, increments, promotions, salary sacrifice, retirement timing, state pension, net pay gaps & more

✅ Key info on the **2024 Scheme Valuation** changes taking effect from April 2027

👉 Watch the full update here:  
https://www.youtube.com/watch?v=w9UJEi1cQB8

(NOTE: No need to re-register if you’re one of the 5,300 people already on our list from last year’s modeller – you’ll get automatic updates.)

Watch out for upcoming launch videos with Andy Pow specialist medical accountant (twitter: medicaccountant).

Please share with colleagues who need this!

Let’s make pension planning effortless this tax year 💼📈
youtube.com
u/goldstone_tony — 2 months ago
▲ 23 r/ConsultantDoctorsUK

Ive just released a new youtube announcing what's new in the 26/27 tax year – with an exciting NEW Platinum Modeller + 1:1 Teams meetings with experts!

Now we well into the new tax year – our core modellers (Bronze/Silver/Gold) are undergoing final testing for release in 1st Quarter 26/27, plus major upgrades:

  • NEW Gold Concierge: historic scheme pays analysis
  • Enhanced 'TRS view' at YOUR chosen retirement ages (with historic & existing scheme pays)
  • NEW Platinum Concierge & charts – project your pensionable pay (all 4 nations), and test impact of promotions, salary sacrifice etx
  • 5 exciting new charts (see the video and a couple of examples below) helping you navigate partial retirement / R&R and tax through to seeing if strategy meets your cash flow & net pay targets +/- state pension

Also a rundown on some depressing news on public sector pensions here, including what Reform have got planned for public sector pensions (spoiler alert its really not good news from Reform - talking about closing public sector pensions to new entrants from 2030) 👇

 https://youtu.be/4J8CLQC1XjA

u/goldstone_tony — 4 months ago